I have a mortage froma islamic home loan , can I be allowed to have home insurance to avoid hardship

"I am currently living in a non-Muslim country and have financed my home through an Islamic bank using an Ijarah (lease-to-own) model. In the event of a disaster that destroys the property, I am concerned about the financial hardship of losing my home while still being liable for the debt. Is it permissible to take out a conventional home insurance policy to mitigate this risk and protect against total financial loss?"