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#1 [Permalink] Posted on 16th April 2015 09:38

Many people, at some point in their lives end up in financial debt. Nobody likes it, but it just happens. Taking loans is perfectly permissible in Islam, as long as it doesn�t entail riba (usury) and it isn�t for a purpose that is against Islam.

Hereunder are seven ways to remove the noose of debt from our necks.

Du�as for the Fulfillment of Debts

1) Sayyidah �Aaishah (radiyallahu�anha) says: �Rasulullah (sallallahu �alayhi wasallam) would seek refuge from debts at the end of his Salah (i.e, before the salam). When he was asked about why he did it so frequently, Rasulullah (sallallahu�alayhi wasallam) said:

�When a man falls in to debt, he speaks lies and breaches his promises.�

(Sahih Bukhari, Hadith: 832 and 2397)

The words of that du�a are:

?????????? ??? ?????? ???? ???? ????????? ???????????

Allahumma inni a�udhu bika minal ma-thami wal maghram

O Allah! I seek your protection from sin and debts.

Note: If one cannot recite this before the salam, one could recite it after the salam with the hope that Allah Ta�ala accepts it.

2) Rasulullah (sallallahu �alayhi wasallam) taught the following du�a to Sayyiduna Mu�ad ibn Jabal (radiyallahu�anhu) for removal of debts:

?????????? ??????? ?????????? ??????? ????????? ???? ???????? ?????????? ????????? ??????? ???????? ????????? ???? ???????? ????????? ???? ???????? ???????? ?????????? ??????? ????? ????? ?????? ???????? ??????? ?????????? ???????????? ??????????? ???? ???????? ?????????? ????????? ???? ???????? ?????????? ???????? ?????????? ????? ???? ???????? ???? ???????

Allahumma Malikal Mulk, Tu-til mulka man tasha u watanzi�ul mulka mimman tasha u, wa tu�izzu man tasha u, watudhillu man tasha u, biyadikal khayru innaka �ala kulli shay in Qadir Rahmanad Dunya wal Akhirati tu�tihima man tasha u wa tamna�u minhuma man tasha u irhamni rahmatan tughni ni biha �an Rahmati man siwak

Translation: O Allah! Possessor of the kingdom, You give the kingdom to whom You will, and You take the kingdom from whom You will. You grant honour to whom You will and disgrace whom You will. In Your Hand is all good. Verily, You are able to do all things. [O] Most Merciful of this world and the Hereafter, You grant them to whomsoever You wish and You deprive whomsoever You wish. Shower upon me such mercy, which will make me independent from the mercy of those besides You.�

Rasulullah (sallallahu �alayhi wasallam) said to Sayyiduna Mu�adh (radiyallahu�anhu):

�If you recite this du�a, your debts will be cleared even if they equal to mount Uhud.�

(Al Mu�jamus saghir; see Majma�uz Zawa�id vol.10 pg.186).

Hafiz Haythami (rahimahullah) has classified its narrators as reliable and �Allamah Mundhiri (rahimahullah) has declared the chain as good. (Majma�uz Zawa�id vol.10 pg.186 and Targhib, vol.2 pg.614)

In another narration, Rasulullah (sallallahu �alayhi wasallam) is reported to have taught a similar du�a to Sayyiduna Abu Bakr (radiyallahu�anhu). (Mustadrak Hakim, vol.1 pg.515) In a narration of Ibn Abi Shaybah, �Abdullah ibn Sabit says: Rasulullah (sallallahu �alayhi wasallam) would himself recite these words and give it great importance. (see Shaykh �Awwamah�s footnote on Majalis of Ibn Nasirud Din, pg.201)

The words are:

?????????? ?????? ??????? ?????? ??????? ???????? ???????? ?????????????? ???????? ?????? ?????????? ???????????? ??????????? ??????? ???????? ???????? ???????????? ???? ???? ???????? ???? ???????

Allahumma Farijal hammi Kashifal ghammi Mujiba da�watil Mudtarrin, Rahmanad Dunya wal Akhirati wa Rahimahuma irhamnil yawma Rahmatan wasi�atan tughnini biha �ar Rahmati man siwak

3) Sayyiduna �Ali (radiyallahu�anu) said that Rasulullah (sallallahu �alayhi wasallam) prescribed the following du�a for the settling of debts:

???????? ???????? ?????????? ???? ???????? ?????????? ?????????? ??????? ?????

�Allahummak fini bi halalika an haramik wa aghnini bi fadhlika amman siwak.�

Translation: O Allah! Let the Halal things you provide suffice me from haram, and by Your Grace, keep me independent from all besides You.

(Sunan Tirmidhi � Imam Tirmidhi rahimahullah has classified this narration as hasan (sound) � Hadith 3563.)

4) In a narration of Sunan Abi Dawud, Sayyiduna Abu Sa�id (radiyallahu �anhu) reported that Rasulullah (sallallahu �alayhi wasallam) taught an Ansari Sahabi the following du�a for the repayment of his overwhelming debts:

???????? ???? ??????? ???? ???? ??????? ?????????? ????? ?? ???? ???????? ????????? ????? ?? ?? ???????? ????????? ????? ?? ???? ???????? ??????? ???????? ??????

Allahumma inni a�udhu bika minal hammi wal hazan, wa a�udhu bika minal �ajzi wal kasl, wa a�udhu bika minal jubni wa bukhl, wa a�udhu bika min ghalabatid dayn wa qahrir rijal.

Translation: O Allah! I seek refuge in You from worries and difficulty, and I seek refuge in You from inability and laziness, and I seek refuge in You from cowardice and miserliness, and I seek refuge in You from the dominance of debt and being subjected to man.

Note: This du�a should be recited morning and evening.

(Abu Dawud, Hadith 1550)

5) Recite abundantly:

?? ??? ??? ??? ??? ?????

La Hawla wala quwwata illa billah

(Sunan Tirmidhi and Mustadrak Hakim, see Targhib, vol.2 pgs. 444 and 617)

Repentance

6) Abundant Istighfar (seeking forgiveness) is also a potent way to remove financial and other worries. (surah Nuh, Ayah: 10-11)

Rasulullah (sallallahu�alayhi wasallam) has said: �Whoever steadily recites istighfar (like the words: Astaghfirullah) will find Allah creating ease for him from every difficulty and relief from every worry and Allah will provide sustenance for him from where he cannot fathom�

(Sunan Abi Dawud, Hadith: 1513. Imam Hakim has declared this narration as sahih-authentic- see Targhib, vol.2, pg.617)

Intention

7) Most important is one�s intention to repay the debt. The Hadith promises Allah�s help for those who sincerely want to settle their debts. (Sahih Bukhari, Hadith: 2387, also see Targhib, vol.2 pg.598)

May Allah Ta�ala keep us all debt free. Amin.

al-miftah.com/7-steps-to-becoming-debt-free/

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#2 [Permalink] Posted on 16th April 2015 10:28

Abu Huraira رضي الله عنه narrates:

Rasulullaah (صلي الله عليه و سلم ) informed us that Allaah says,

“O son of Aadam! Free yourself for worshipping Me and I shall free your hearts from the worries of this world and shut the doors of poverty from you. Otherwise, I shall keep you ever occupied and never shut the doors of poverty to you.”(ترمذي)

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#3 [Permalink] Posted on 16th April 2015 19:36

Quote:

2) Rasulullah (sallallahu ‘alaihi wasallam) taught the following du’a to Sayyiduna Mu’ad ibn Jabal (radiyallahu’anhu) for removal of debts:

اللهُمَّ مالِكَ المُلْكِ، تُؤْتِي المُلْكَ مَنْ تَشاء وَتَنْزِعُ المُلْكَ مِمَّنْ تَشاءُ، وَتُعِزُّ مَنْ تَشاءُ وَتُذِلُّ مَن تَشاءُ بِيَدِكَ الخَيرُ،إنَّكَ علٰى كُلّ شَيءٍ قَدير،

رَحْمٰنَ الدنيا وَالآخِرَة تُعْطِيهِما مَنْ تَشاءُ وَتَمْنَعُ مِنْهُما مَنْ تَشاء، اِرْحَمْنِي رَحْمَةً تُغْنِيْنِيْ بِها عَنْ رَحْمَةِ مَنْ سِوَاكْ

Allahumma Malikal Mulk, Tu-til Mulka man tasha-u watanzi’ul Mulka mimman tasha-u, wa tu’izzu man tasha-u, watudhillu mahtasha-u, biyadikal khairu innaka ‘ala kulli shai-in Qadeer.

Rahmanad Dunya wal Akhirati tu’tihima man tasha-u wa tamna’u minhuma man tasha-u irhamnee Rahmatan min ‘indik, tughni nee biha ‘an Rahmati man siwak

These are 2 ayah from Ale imraan (3:26, 27). But there is Qul in the beginning, Qulillahumma Malikal Mulk...
or
is this dua done with out reciting Qul ?

Edit:
Actually the 2nd part of the dua is not from surah ale imraan. So perhaps this dua does not have Qul.

Wallahu alam.

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#4 [Permalink] Posted on 17th April 2015 12:22

Question
I am working to help my husband for our living, as his salary is not sufficient for our basic needs and education of our kids. I have borrowed some money from different people to settle our other debts. Alhamdulillah, I can say that ALLAH tests our faith in terms of “money”. One day, I was listening to a lecture about severe punishment for a Muslim who has not settled his debts and he also mentioned that during the time of Prophet Muhammad (peace and blessing be upon him), he never prayed to the deceased person who has not settled his debts. The lecturer mentioned a dua but I was not able to write it down. Can you please tell me what are punishments in the grave and dua to help me settle my debts.

Answer
Praise be to Allaah.
Firstly:

The fuqaha’ define dayn (debt) as an obligation to be fulfilled, as it says in al-Mawsoo’ah al-Fiqhiyyah (21/102). The linguistic meaning of the word dayn (debt) in Arabic has to do with submission and humiliation. The connection between the shar’i meaning and the linguistic meaning is clear. The debtor is a prisoner, as the Prophet (peace and blessings of Allaah be upon him) said: “Your companion is being detained by his debt.” Narrated by Abu Dawood, 3341; classed as hasan by al-Albaani in Saheeh Abi Dawood.

Secondly

Islam takes the matter of debt very seriously and warns against it and urges the Muslim to avoid it as much as possible.

It was narrated from ‘Aa’ishah (may Allaah be pleased with her) that the Prophet (peace and blessings of Allaah be upon him) used to say in his prayer: “Allaahumma inni a’oodhi bika min al-ma’tham wa’l-maghram (O Allaah, I seek refuge with You from sin and heavy debt).” Someone said to him: “How often you seek refuge from heavy debt!” He said: “When a man gets into debt, he speak and tells lies, and he makes a promise and breaks it.” Narrated by al-Bukhaari (832) and Muslim (589).

Al-Nasaa’i (4605) narrated that Muhammad ibn Jahsh (may Allaah be pleased with him) said:

We were sitting with the Messenger of Allaah (peace and blessings of Allaah be upon him) when he raised his head towards the sky, then he put his palm on his forehead and said: “Subhaan-Allaah! What a strict issue has been revealed to me!” We remained silent and were afraid. The following morning I asked him, “O Messenger of Allaah, what is this strict issue that has been revealed?” He said, “By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off.” Classed as hasan by al-Albaani in Saheeh al-Nasaa’i, 4367.

The Prophet (peace and blessings of Allaah be upon him) refrained from offering the funeral prayer for one who had died owing two dinars, until Abu Qataadah (may Allaah be pleased with him) promised to pay it off for him. When he saw him the following day and said, I have paid it off, the Prophet (peace and blessings of Allaah be upon him) said: “Now his skin has become cool for him.” Musnad Ahmad (3/629); classed as hasan by al-Nawawi in al-Khalaasah (2/931) and by Ibn Muflih in al-Adaab al-Shar’iyyah (1/104).

Al-Haafiz Ibn Hajar (may Allaah have mercy on him) said in Fath al-Baari (4/547):

This hadeeth indicates how difficult the issue of debt is, and that it should not be undertaken except in cases of necessity. End quote.

It was narrated from Thawbaan (may Allaah be pleased with him) that the Messenger of Allaah (peace and blessings of Allaah be upon him) said:

“Whoever dies free from three things – arrogance, cheating and debt – will enter Paradise.”

Narrated by al-Tirmidhi (1572); classed as saheeh by al-Albaani in Saheeh al-Tirmidhi.

It was narrated that Abu Hurayrah said: The Messenger of Allaah (peace and blessings of Allaah be upon him) said:

“The soul of the believer is suspended because of his debt until it is paid off.” Narrated by al-Tirmidhi (1078).

Al-Mubaarakfoori said in Tuhfat al-Ahwadhi (4/164):

The words “the soul of the believer is suspended” – al-Suyooti said: i.e., it is detained and kept from reaching its noble destination. Al-‘Iraaqi said: i.e., no judgement is passed as to whether it will be saved or doomed until it is determined whether his debt will be paid off or not. End quote.

It was also narrated that many of the salaf warned against debt:

It was narrated that ‘Umar ibn al-Khattaab (may Allaah be pleased with him) said:

Beware of debt, for it starts with worry and it ends with war. Narrated by Maalik in al-Muwatta’ (2/770).

In Musannaf ‘Abd al-Razzaaq (3/57) it says:

Ibn ‘Umar (may Allaah be pleased with him) said:

O Humraan, fear Allaah and do not die in debt, lest it be taken from your good deeds when there will be no dinars and no dirhams.

Thirdly:

These stern warnings about debt only came because of the negative consequences to which it leads both on an individual level and on a community level.

With regard to the personal level, al-Qurtubi said in al-Jaami’ li Ahkaam al-Qur’aan (3/417):

Our scholars said: It is a disgrace and a humiliation because it preoccupies the mind and makes one worried about paying it off, and makes one feel humiliated before the lender when meeting him, and feeling that he is doing one a favour when accepting a delay in payment. Perhaps he may promise himself that he will pay it off then break that promise, or speak to the lender and lie to him, or swear an oath to him then break it, and so on. Moreover, he may die without having paid off the debt so he will be held hostage because of it, as the Prophet (peace and blessings of Allaah be upon him) said: “The soul of the believer is held hostage by his debt in his grave until it is paid off.” Narrated by al-Tirmidhi, 1078. All of that undermines one’s religious commitment.

With regard to the community level, specialists have described the negative consequences and the danger it poses to the economy, for example:

1- Desire for immediate gratification with no thought of the future

2- Lack of responsibility and self-reliance

3- Poor distribution of wealth

In order to understand these negative consequences better, please see the study by Shaykh Saami al-Suwaylim entitled Mawqif al-Sharee’ah al-Islamiyyah min al-Dayn (6-11).

Fourthly:

Based on the above, the scholars have stipulated three conditions for debt to be permissible:

1- The borrower should be determined to repay it.

2- It should be known or thought most likely that he is able to repay it,

3- It should be for something that is permissible according to sharee’ah.

Ibn ‘Abd al-Barr said in al-Tamheed (23/238):

The debt for which a person will be kept out of Paradise – and Allaah knows best – is that for which he left behind enough to pay it off but he did not leave instructions to that effect, or he was able to pay it off but did not do so, or he took the loan for some unlawful or extravagant matter and died without having paid it off.

As for the one who took a loan for something lawful because he was poor, and he died without leaving behind anything to pay it off, Allaah will not keep him from Paradise because of it, in sha Allaah. End quote.

Fifthly:

So long as you have taken on a debt so that you can fulfil the duty of helping your husband and family to pay for living expenses, you will be rewarded by Allaah for this good deed. I ask Allaah to reward you greatly for that. Remember that He will help you to pay off this debt. The Prophet (peace and blessings of Allaah be upon him) said: “The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.” Narrated by al-Bukhaari (2387).
Seek help with that by working and striving hard to pay off the debt, and by putting your trust in Allaah, and praying to Him to make it easy for you to pay off your debt.

In the Sunnah there are a number of du’aa’s which specifically seek the help of Allaah in praying off debts. They are:

1 – It was narrated that Suhayl said: Abu Saalih used to tell us, when one of us wanted to sleep, to lie down on his right side and say:

“Allaahumma Rabb al-samawaati wa’l-ard wa Rabb al-‘arsh il-‘azeem, Rabbaanaa wa Rabba kulli shay’in, Faaliq al-habb wa’l-nawa wa munzil al-Tawraati wa’l-Injeeli wa’l-Furqaan, a’oodhu bika min sharri kulli shay’in anta aakhidhun bi naasiyatihi. Allaahumma anta al-awwal fa laysa qablaka shay’un, wa anta al-aakhir fa laysa ba’daka shay’un, wa anta al-zaahir fa laysa fawqaka shay’un wa anta al-baatin fa laysa doonaka shay’un. Iqdi ‘annaa al-dayna wa aghninaa min al-faqri (O Allaah, Lord of the seven heavens and the exalted Throne, our Lord and Lord of all things, splitter of the seed and the date-stone, Revealer of the Tawraat and the Injeel and the Furqaan [Qur’aan], I seek refuge in You from the evil of all things You shall seize by the forelock [have total mastery over]. O Allaah, You are the First so there is nothing before You, and You are the Last so there is nothing after You. You are al-Zaahir [the greatest and highest] so there is nothing above You, and You are al-Baatin [aware of the subtlest secrets] so there is nothing closer than You. Settle our debt for us and spare us from poverty).”

He narrated that from Abu Hurayrah, from the Prophet (peace and blessings of Allaah be upon him). Narrated by Muslim (2713).

2 – It was narrated from ‘Ali (may Allaah be pleased with him) that a mukaatib (slave who had entered into a contract of manumission) came to him and said: “I am unable to pay off my manumission; help me.” He said: “Shall I not tell you some words which the Messenger of Allaah (peace and blessings of Allaah be upon him) taught me? And if you have debt like the mountain of Seer, Allaah will pay it off for you. He said: ‘Say: Allaahumma akfini bi halaalika ‘an haraamika wa aghnini bi fadlika ‘amman siwaaka (O Allaah, suffice me with what You have permitted so that that I have no need of that which You have forbidden, and make me independent of means by Your bounty so that I have no need of anyone besides You).’”

Narrated by al-Tirmidhi (2563) who said: This is a hasan ghareeb hadeeth. It was also classed as hasan by al-Albaani in Saheeh al-Tirmidhi.

3 – It was narrated that Abu Sa’eed al-Khudri (may Allaah be pleased with him) said:

The Messenger of Allaah (peace and blessings of Allaah be upon him) entered the mosque and saw an Ansaari man whose name was Abu Umaamah. He said: “O Abu Umaamah, why do I see you sitting in the mosque when it is not the time for prayer? He said: Worries and debts, O Messenger of Allaah. He said: “Shall I not teach you some words which, if you say them, Allaah will take away your worries and pay off your debts?” He said: Yes, O Messenger of Allaah. He said:

“Say, morning and evening, ‘“Allaahumma inni a’oodhu bika min al-hammi wa’l-hazani, wa a’oodhi bika min al-‘ajzi wa’l-kasali, wa a’oodhu bika min al-jubni wa’l-bukhli, wa a’oodhi bika min ghalabat il-dayn wa qahri al-rijaal (O Allaah, I seek refuge with You from worry and grief, and I seek refuge with You from incapacity and laziness, and I seek refuge with You from cowardice and miserliness, and I seek refuge with You from being heavily in debt and from being overcome by men).”

He said; I did that, and Allaah took away my worry and paid off my debt.

Narrated by Abu Dawood (1555). Its isnaad includes Ghassaan ibn ‘Awf; al-Dhahabi said: he is not strong. Hence Shaykh al-Albaani classed the hadeeth as weak in Da’eef Abi Dawood. But the du’aa’ mentioned – “Allaahumma inni a’oodhu bika min al-hammi wa’l-hazani…” – is proven in al-Saheehayn in a report other than this story of Abu Umaamah.

And Allaah knows best.

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#5 [Permalink] Posted on 16th June 2017 12:54

Several Ways to Increase Your Wealth | Mufti Abdur-Rahman ibn Yusuf

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#6 [Permalink] Posted on 7th March 2018 09:29

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Effective Prayers for Debt Relief | Mufti Abdur-Rahman ibn Yusuf

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#7 [Permalink] Posted on 31st August 2018 09:29

Question:
One who wishes to be wealthy should read ''Subhanallah hi wabihamdihi subhanallahil Azeem Astagfirullah'' Between the Azan and Fardh of Fajr prayer, my question is.. is this from the Hadith?

Jazakallah

Answer:
In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

The hadith in reference is quoted by Imam Ghazali in Ihya-al-Uloom. The Hadith is as follows:

قال قل سبحان الله وبحمده سبحان الله العظيم استغفر الله مائة مرة ما بين طلوع الفجر إلى أن تصلي الصبح تأتيك الدنيا راغمة صاغرة ويخلق الله عز وجل من كل كلمة ملكاً يسبح الله تعالى إلى يوم القيامة لك ثوابه[1]

Translation:

Rasulullah Sallallahu Alayhi Wasallam said:

Say “Subhan Allah wa bi hamdihi, Subhan Allah al-‘Azeem Astaghfir ul-Allah hundred times (Glory and praise be to Allah, glory be to Allah, the Almighty, and I ask Allah for forgiveness) between the break of dawn until you pray Fajr salah. Worldly pleasure and comfort will come to you certainly, [and for every word that you say], Allah will create an angel who will glorify Him, and you will have his reward until the Day of Resurrection.”

One may practice on the Hadith. Hadhrat Mufti Mahmood Hasan Gangohi Rahimahullah has also prescribed this zikr for increase in sustenance. [2] [3] [4]
And Allah Ta’āla Knows Best
Anas Sharieff Qasmi.
Student Darul Iftaa
Hyderabad, India.
Checked and Approved by,
Mufti Ebrahim Desai.

[1]إحياء علوم الدين (1/ 299)
[2]
قُلْتُ: قَالَ الْحَافِظُ ابْنُ حَجَرٍ فِي لِسَان الْمِيزَان: أخرجه الدَّارَقُطْنِيّ فِي الروَاة عَن مَالك من طَرِيق إِسْحَاق بن إِبْرَاهِيم الطَّبَرِيّ، وَقَالَ: لَا يَصح عَن مَالك وَلَا أَظن إِسْحَاق لَقِي مَالِكًا وَقد رَوَاهُ جمَاعَة بأسانيد كلهَا ضِعَاف، ثمَّ أخرجه من وَجه آخر عَن إِسْحَاق بن إِبْرَاهِيم الْمَذْكُور عَن عبد الله بن الْوَلِيد الْعَدنِي عَن مَالك وَأخرجه من طَرِيق إِبْرَاهِيم ابْن جَعْفَر بن أَحْمد بن أَيُّوب عَن أَحْمد بن حَرْب عَن عبد الله بن الْوَلِيد ثمَّ ذكر أَنه روى عَن عبد الْمجِيد بن عبد الْعَزِيز بن أبي رواد عَن مَالك بِزِيَادَة، انْتهى، وَقَضيته أَن هَذَا الحَدِيث ضَعِيف لَا مَوْضُوع

[3]تنزيه الشريعة المرفوعة عن الأخبار الشنيعة الموضوعة (2/ 318)
[حَدِيثُ] ابْنِ عُمَرَ: جَاءَ رجل إِلَى رَسُول الله فَشَكَى إِلَيْهِ فَقْرًا أَوْ دَيْنًا، فَقَالَ لَهُ رَسُول الله فَأَيْنَ أَنْتَ مِنْ صَلاةِ الْمَلائِكَةِ، وَتَسْبِيحِ الْخَلائِقِ فِيهَا يُنْزِلُ اللَّهُ الرِّزْقَ مِنَ السَّمَاءِ قَالَ ابْنُ عُمَرَ فَقُلْتُ وَمَا ذَاكَ يَا رَسُولَ اللَّهِ قَالَ فَاسْتَوَى رَسُولُ الله قَاعِدا وَكَانَ مُتكئا، فَقَالَ: يَا ابْن عُمَرَ تَقُولُ مِنْ طُلُوعِ الْفَجْرِ إِلَى صَلاةِ الصُّبْحِ سُبْحَانَ اللَّهِ وَبِحَمْدِهِ سُبْحَانَ اللَّهِ الْعَظِيمِ وَتَسْتَغْفِرُ اللَّهَ مِائَةَ مَرَّةٍ تَأْتِيكَ الدُّنْيَا رَاغِمَةً دَاخِرَةً وَيَخْلُقُ اللَّهُ مِنْ كُلِّ كَلِمَةٍ تَقُولُهَا مَلَكًا يُسَبِّحُ، لَكَ ثَوَابُهُ إِلَى يَوْمِ الْقِيَامَةِ (حب) وَفِيه إِسْحَاق بن إِبْرَاهِيم الطَّبَرِيّ وَقد ورد من طَرِيق أُخْرَى الله أعلم بهَا، قَالَ السُّيُوطِيّ: وَرَوَاهُ الْحَاكِم فِي تَارِيخه من طَرِيق آخر، فِيهِ الجويباري.
، وَقَالَ الْحَافِظ الْعِرَاقِيّ فِي تَخْرِيج الْإِحْيَاء أخرجه المستغفري فِي الدَّعْوَات وَقَالَ غَرِيب من حَدِيث مَالك وَلَا أعرف لَهُ أصلا فِي حَدِيث مَالك، وَلأَحْمَد من حَدِيث عبد الله بن عَمْرو، إِن نوحًا قَالَ لِابْنِهِ آمُرك بِلَا إِلَه إِلَّا الله الحَدِيث ثمَّ قَالَ: وبسبحان الله وَبِحَمْدِهِ فَإِنَّهَا صَلَاة كل شَيْء وَبهَا يرْزق الْخلق؛ وَإِسْنَاده صَحِيح انْتهى، وَكَأَنَّهُ أورد حَدِيث أَحْمد شَاهدا للْحَدِيث وَالله تَعَالَى أعلم
[1]
[4]وسعت رزق کا عمل:
فجر کی سنّت اور فرض کے درمیان سُبْحَانَ الله وَبِحَمْدِهِ سُبْحَانَ الله الْعَظِيم اسْتغْفر الله ١٠٠ مرتبہ اول اور آخر درود شریف ١١ بار روزانہ پڑھا کریں الله پاک حلال روزی فراغت کی عطا فرماے اور قرض سے نجات دے.[فتاویٰ محمودیہ ٢٨/٣١٠]

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Actions are judged by intentions, so each man will have what he intended.
ابو محمد

London

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#8 [Permalink] Posted on 8th August 2024 14:55

Quote:

Du’a for Repayment of Debt

A Sahabi RA came to ‘Ali RA and asked for help for the repayment of his debt and he said he would teach him words taught to him by the Prophet sallallaahu ‘alayhi wasallam which is as follows,

اللَّهُمَّ اكْفِنِي بِحَلالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ

O Allah! make what is lawful, enough for me, as opposed to what is unlawful, and spare me by Your grace, of need of others.

We too should teach this to people when they ask for financial help and we cannot help them.

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Actions are judged by intentions, so each man will have what he intended.
ابو محمد

India

1,446

Brother

#9 [Permalink] Posted on 8th August 2024 18:40

A quote a counselling statement from Hakeemul Ummah RA

"you cannot control your income, it is from Taqdeer. Spending is in your control, control it and live a satisfactory life".

Note: When we spend properly we can create a surplus budget for our family..

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Debt Free

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