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Need advice regarding houses in Pakistan.

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#1 [Permalink] Posted on 27th December 2022 15:43
Salaam.

I hope everyone is doing well in iman, health, peace and security.

I've been looking at houses in Pakistan as an investment. I've been looking at islamabad as my inlaws are from there and have a home there.

I have seen some houses around the £30,000 (~8,190,746 rupees) on zameen.com. I'm looking for something not too close and not too far from the city. The houses I have seen are in DHA valley and are 2 or 3 bedroom houses. I'm not looking for anything big.

I don't have any particular questions at this moment. I'm just hoping people will throw some advice my way in whatever way you think it will help. Inshallah your advice will make me think and provoke questions from myself.

Jazakallah khair.
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#2 [Permalink] Posted on 27th December 2022 21:19
Bismillah.

This is not based on personal experience but just from what I have heard from others.

£30,000 sounds like something very basic for Islamabad. It is a prime real estate location. Anything quality goes into the crores.

Some pitfalls to avoid.
We do have real estate mafias..so one property might be sold to a dozen different people each one claiming to be the owner.

When buying properties use family or people you 100% trust. To act as intermediaries during negotiations and completion of sale.

If you purchase a property and put in tenants if you live abroad. There have been cases (A) were the tenant refuses to leave once the tenancy is up. A court case to get eviction can go on for years and decades even.
Or (B) were the Tenant greases a few palms and gets paperwork done on their name and then claims to be the owner.

Even if you use family and friends in Pakistan its probably better to keep things direct and open and give them the money for their time and effort. Otherwise many cases I know of were the relatives and friends feel entitled and take a cut of the money anyways. Whether its buy negotiating a cheaper deal and keeping the difference themselves or taking rent money from tenants.

The above cases are just extreme scenarios but best to be aware just in case.

If you are just looking to purchase for investment, buying a plot might be a better and cheaper option. The plots of land are constantly going up.

And ALLAH knows best.



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#3 [Permalink] Posted on 28th December 2022 05:42
£30,000 for a house? That also in DHA, Islamabad? Is it like a one-bedroom flat? Either that or you saw just a plot of land.

If it's for investment then I would recommend some locality like DHA, either in Lahore, Karachi or Islamabad, or one of the Askari Housing Schemes in Karachi or Lahore. The former would be more expensive than the latter. But investment wise both are the best bets in Pakistan. The price rarely if ever falls for these localities. Most of overseas Pakistanis invest here as well. Islamabad is the best one out of these if you can afford the prices there. Since it's pretty much a city built for the elite of Pakistan.

Then there's also Bahria Town which you could look at in the 3 cities above.

Though I would advise trying to deal with some real estate office directly instead of looking on Zameen.com. I've heard of people being scammed on there a lot, so can't really recommend it.
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#4 [Permalink] Posted on 28th December 2022 12:29
Abdur Rahman ibn Awf wrote:
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This hurts.... poor buyer, his life savings are lost... think of him on the day he realises that he got cheated.

No difference between India and Pakistan... Then why was pak created....
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#5 [Permalink] Posted on 28th December 2022 13:03
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Bismillah.

Probably not much difference between both countries when it comes to buying and selling. If you are not vigilant you will become a victim of fraud and get cheated.

As for your question not really relevant to the thread. But as Professor Maripat from Aligarh university has pointed out on many threads previously. It was created to avoid having the foot of Hindutva Nationalists on the neck of muslims.

And ALLAH knows best.

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#6 [Permalink] Posted on 28th December 2022 15:12
akbar703 wrote:
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So that we could cheat with ease without Hindus interrupting us with their oppression.
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#7 [Permalink] Posted on 29th December 2022 09:45
I would prefer to buy in full so I am limited in my choices. I have seen some properties in my price range.

This property and price seems OK to me. Is this the full price or are there other costs and factors that I'm missing?
www.zameen.com/Property/islamabad_bani_gala_corner_house_...

What does DHA mean? I see that term used in a lot of areas.
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#8 [Permalink] Posted on 29th December 2022 10:53
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Bismillah.

DHA means defence housing authority. These are neighbourhoods that were originally established, for military personell and their families.
Now adays its a mixture of both military and civilians living in these areas.

Other than that dont buy anything based on photos on these estate agent websites. Make sure you or someone you trust sees the actual property.

The photos might not correspond with the property, you are buying. Thats another type of scam, these websites are designed to hustle money from Pakistanis abroad in U.K Canada, U.S.A. and other places people who think they are too smart to get scammed and make the purchase from abroad without visiting or looking at the property just based on photos. Irony is Its usually the people who think they are very clever who ultimately get scammed. Mostly them Canadians and Americans who are more highly educated with their Masters degress and PHD'S then us backward British simpletons.

So with this scam is post photo of a luxury house or apartment. And sell a place that is totally dilapidated and derelict and falling apart at the seams. Has probably been used to house the family livestock or whatever.

And I also presume if you are of Indian origin, you would need to have the property on your wifes name on the deeds probably be alot easier. Not sure but you will need to double check on this.

As for hidden costs best to e-mail and ask the people at the Zameen.org about this (1) if their fees are included and (2) Any type of taxes you might be liable for. That tax laws always changing depends who is in power sometimes there are taxes, sometimes not. And I highly doubt anyone local bothers paying taxes if they are in place.

And ALLAH knows best.

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#9 [Permalink] Posted on 29th December 2022 13:09
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That property seems to be in the locality of Imran Khan's house. Bani Gala. That is not going to be cheap. I don't know how that is listed for 7500k. Although sometimes people put up their properties on Zameen and then when they are sold, I think they forget to remove it from there. Might be that this one was put on sale a long time ago and is now not the same price or not even available.

DHA is Defence Housing Authority. Senior military personnel are alloted plots of land or houses in localities like DHA, Askari, etc. for a fraction of their market value and these officers then either choose to live in them or sell them off for a far greater percentage making them millionaires overnight. That's the short and crude version of it.

Civilians like buying properties in these areas because, one, they are a great return on investment, if you want to invest. Two, if you want to buy for settling these are the areas that offer the most security in any of the cities of Pakistan. The rest of Pakistan could be a war zone, but if you are living in one of these localities you are practically living in utopia.
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