I plan to use a car for 2 months in the summer and 5 weeks from November. I would like to insure only during this time, can anyone advice on the best options out there?
I've heard monthly car insurance is only interest based. Does that mean I can only purchase insurance for the whole year?
At the time (many years ago) it wasn't a Porsche and even now at this cost, it's still nowhere near a luxury car. You need to get from A to B and all working cars will do that :)
Quote:
can't accumulate no claims either.
Alhumdulillah. You are being saved from sin in this aspect. So look on the bright side :)
For clarity, speak to the Ulama who can advise you on insurance/no claims/riba and so on.
On a side note, if you give the correct definition of your job title or pick one that is closest to your role, your premium can go up or down. Experiment with the different options and see what happens. (This applies to UK drivers, I don't know about abroad)
Also, if you have a car in the UK and you are insured or have breakdown cover etc (again speak to the Ulama about breakdown cover) see if they cover you to drive abroad. Some allow coverage as third party, possibly limited to Europe, but worth checking
Always haggle with them too. I saw one person's quote for the renewal and instead of renweing it, I told them to say that they will or have shopped around for a better price and eventually halved the cost with the same insurer. (Of course, this was an ongoing policy and not a new quote as such)
This cannot be undone and I am sure it will be greatly appreciated.
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