Halal Mortgages?

Alternatively, the best advise I can give is to recite Astagfirullah day in day out. InshaAllah you will see the doors open

Respectfully, disagree with the advice below. There is no command or requirement in Islam to stick to a singular “Mufti” but the command is to stick to “Ulama”. Sticking to a singular “Mufti” means that your yardstick is that singular “Mufti”.

We should stick to Jamhoor of pious Ulama and their opinions. There are examples after example after example of sticking to asingular “Mufti” which will devastate the Islam of a person and they will befollowing fringe (and wacky) opinions and may even become frustrated and become an apostate and it has happened and is happening.

Back to your query...

What you are alluding to is a highly complex and complicated matter in the Hanafi Madhab. The Sunnah is for you to abandon doubtful matters and stick to what is safer and closer to Sunnah so even though some Ulama may be of the opinion that Interest based mortgage is permissible (it is a weaker opinion) and you should move away from Interest as your family and earning will be devoid of blessings.

This is the single biggest argument against sticking to a singular ”Mufti”. The Alim which you are alluding to is Deobandi, pious, Sunnah practising, knowledgeable and well regarded in India, Pakistan, South Africa, England and Canada so if someones decides to sticks to “him” in all his/her matters, they will end up with Interest based mortgage. We disregard his analysis and his opinion on Interest based mortgage and we follow the opinion of “body of Ulama” and abstain from Interest based mortgages. 

We do not stick to a singular “Mufti” in all circumstances because you will end up following individual peculiarities (and opinions) of this single person i.e. strawberry is Haram etc!

Respectfully, disagree and two examples given in this thread about why

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With that in mind, a common layman should find one Muftī that he and his heart completely trusts, and always stick to asking him. To choose this Muftī he should make sure that the Muftī is well-researched enough to give him all the answers. Hence the suggestion is not to find someone who once completed his Iftāʾ course and gained the title of Muftī, rather someone who has continued his research, and actively issues/answers fatāwā. Once a person finds such a Muftī, and his heart is content with him, then he should stop asking multiple Muftiyān, and stick to this particular Muftī. This will make his life so much easier and the focus will be shifted towards fulfilling the rulings instead of researching them and trying to find out which Muftī’s opining seems stronger.

While the above is an ideal condition, in todays time it becomes almost impossible for one Muftī to have excellence on all the broad fields in Sharīʿah. Hence, if one has access to multiple Muftiyān, then while retaining the ikhlāṣ, he can certainly take benefit from multiple Muftiyān.