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insurance

Last updated: 7th January 2007
Question ID: #3511
Short URL: http://qa.muftisays.com/?3511
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rashad
7th January 2007

 
Is it hararm when travelling abroard,with expensive items,to pay for its insurance incase it is lost or stolen/damaged.



Answer
Ulamaa
Ulamaa ID 04
Answer last updated on:
17th June 2008
Answered by:
Ulamaa ID 04
Website
Location: London
Bismillah

Al-jawab billahi at-taufeeq (the answer with Allah's guidance)


All conventional insurances contain the elements of gambling and interest, which are Haraam, hence insurances and it's income will be forbiden and impermissible.

Allah Ta'ala states:

"O! you who believe, fear Allah and give up what remains of your demand for usury, if you are indeed believers. But if you do not (abstain) take notice of war from Allah and His Apostle…"
(Surah Al Baqarah, Ayah 279)

Nabi (Sallallahu Alaihi Wasallam) has said:

On the night of Miraj, when we reached the seventh Heaven I looked above me. Suddenly I heard the sound of thunder and lightning. Then I came to a group of people whose bellies/stomachs were as big as houses, in which there were snakes which could be seen from the outside. I asked Jibraeel "Who are these people?" He replied "People who consumed interest."
(Ibn Majah)

And, regarding chancing and gambling (Qimar):

“They question thee about strong drink and chancing. Say: In both is great sin, and (some) utility for men; but the sin of them is greater than their usefulness. And they ask thee what they ought to spend. Say: that which is superfluous. Thus Allah maketh plain to you (His) revelations, that haply ye may reflect.” [2:219]

And:

“O ye who believe! Strong drink and chancing and idols and divining arrows are only an infamy of Satan's handiwork. Leave it aside in order that ye may succeed.” [5:90]


And Only Allah Taa`la Knows Best.