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Breakdown Insurance

Last updated: 4th November 2004
Question ID: #130
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4th November 2004

Is Breakdown Insurance Cover permissable. ie Veh Breakdown Cover (AA, Green Flag, RAC)

Ulamaa ID 04
Answer last updated on:
24th October 2009
Answered by:
Ulamaa ID 04
Location: London

Al-jawab billahi at-taufeeq (the answer with Allah's guidance)

Yes, It will be permissible to be a member of any company for the breakdown cover of a vehicle e.g. AA, RAC etc.

Being a member one pays only for the service which the company offers him, which is to assist him at any time. The company does not pay any damges towards it. This is distinguished from insurances which contain the elements of gambling and interest, which are Haram.

And Only Allah Ta'ala Knows Best.