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Car Insurance claims

Last updated: 31st October 2005
Question ID: #1001
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Assalaamu 'Alaykum Warahmatullaah,

I know that in the UK it is permissable to have car insurance due to the fact the the law of the land makes it obligatory. However, what happens in the situation where you have insurance and you become involved in a car accident. Is it permissable to claim the money for damages for your car?

References would be appreciated, Jazakallaah.



Bismihi Ta'ala


You may claim in the limits of what you have paid in insurance. If you claim more than this would be considered Ribaa (usury) which is strictly forbidden.


And Allah knows best.

Mufti
Answer last updated on:
7th November 2005
Answered by:
Ulamaa ID 01
Location:
Mufti Yaseen Shaikh