Source: http://qa.muftisays.com/?7591
Question ID: #7591
 
Question: Is my job halal or haram
Hello,
I am a medical biller working for nursing home. I send claims out to insurance based on service provided to residents and how long they stayed in the facility. And post payments from insurance companies. Just like every medical institution we also deal with patients with commercial insurance. I heard from Sheikh Assim Al-Hakeem in YouTube that medical billing is halal as I am getting paid from doctor not insurance company. One thing I came across is there is state law in USA calls “Prompt pay Laws”. As per that law if the insurance doesn’t process claims within set dates then they are required to pay interest to the provider/facility/hospital. What I understood was this is like a late fee for not processing claim within contract date. Please let me know if my job is halal or haram and if I should quit the job. Thank you.
 
 
Answered by: Ulamaa ID 04 (London)
Date: 07/10/2022 19:28pm

بسم الله الرحمن الرحيم

الجواب حامداومصليا

Conventional insurance is interest based. Therefore, taking insurance will not be allowed. Also, It will not be permissible to work in this position as you will be aiding in customers insurance transactions.

‌ۖ وَلَا تَعَاوَنُواْ عَلَى ٱلۡإِثۡمِ وَٱلۡعُدۡوَٲنِ

and do not help each other in sin and aggression.(5:1)

عن جابر رضي الله عنه قال لعن رسول الله صلي الله عليه وسلم آكل الربا وموكله وكاتبه وشاهديه وقال سواء
(رواه مسلم باب الربا)

Messenger of Allah (blessings and peace of Allah be upon him) cursed the one who consumes riba and the one who pays it, the one who writes it down and the two who witness it, and he said: they are all the same. (Muslim)

And Allah knows best .

10 Rabiul Awwal 1444/ 06 October 2022
Mufti Qamruzzaman

London, UK
 
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