Source: http://qa.muftisays.com/?102
Question ID: #102
 
Question: ANSWERED: Advice on morgage
What is the ruling regarding morgage? Some say it is haraam and some say it is halaal. I know that there are other Islamic morgages but they are too expensive. What do I do?
 
 
Answered by: Ulamaa ID 01 ()
Date: 19/10/2004 13:32pm

To obtain mortgage from a conventional bank is Haraam as it involves interest dealings. However, to obtain a Halaal mortgage from Kuwait bank or HSBC is permissible as they have been set up under Mufti Taqi Uthmaani and other eminent scholars where the principles of the deal are not against the basics of Shari'ah. To pay a little more to save ones self from Haraam is worth it in the Aakhirah. May Alla Ta'ala help you in your situation.

Answer Approved by Shaikhul Hadeeth Mufti Farooq


Mufti Yaseen Shaikh
 
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